Informed Clients Make Better Decisions

Your safety comes first — call 911 if anyone is injured. Once you're safe, document everything you can: take photos of the vehicles, the scene, and any visible injuries. Get the other driver's insurance and contact information. Avoid discussing fault at the scene, and do not sign anything from an insurance company before speaking with an attorney. Contact The Cagle Law Firm as soon as possible — early action protects your claim.

In Florida, the statute of limitations for personal injury claims — including car accidents — is two years from the date of the accident. However, waiting can hurt your case. Evidence fades, witnesses become harder to locate, and insurance companies use delays against you. I recommend reaching out to an attorney as soon as you're able.

Depending on the circumstances of your accident, you may be entitled to compensation for: medical bills (current and future), lost wages, loss of earning capacity, pain and suffering, emotional distress, and property damage. Florida operates under a comparative negligence system, meaning you may still recover damages even if you were partially at fault. An attorney can help you understand exactly what your claim is worth.

Yes — and this is especially important. Initial settlement offers from insurance companies are almost always lower than what you're truly owed. Once you accept a settlement and sign a release, you typically cannot go back and ask for more, even if your injuries turn out to be more serious than expected. Before accepting anything, have an attorney review the offer. A consultation with The Cagle Law Firm is free, and there's no obligation.