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Frequently Asked Questions
Informed Clients Make Better Decisions
Navigating the legal system raises a lot of questions — and you deserve straight answers. I've compiled the questions our clients ask most, so you can walk into every conversation with me feeling prepared and confident.
Frequently asked questions
GeneralPersonal InjuryMotor Vehicle AccidentCar AccidentMotorcycle AccidentTruck AccidentWrongful DeathPremises LiabilitySlip & FallProducts LiabilityMedical Malpractice
How long do I have to file a motor vehicle accident claim in Florida?
Under § 95.11(3)(a), as amended by HB 837 (2023), most victims have two years from the date of the crash to file a lawsuit. Florida's PIP system also requires you to seek medical treatment within 14 days of the accident to be eligible for PIP benefits. Don't delay — missing either deadline can cost you significant compensation.
What if the other driver doesn't have insurance?
Many Florida drivers are uninsured or underinsured. If the at-fault driver lacks sufficient coverage, your own UM/UIM policy may provide additional compensation. An attorney can identify all available coverage and pursue every source of recovery on your behalf.
Do I have to go to court?
Most cases resolve through settlement without going to trial. That said, the Cagle Law Firm prepares every case as if it will — and my willingness to litigate is often what produces better settlement offers from insurers.
What does it cost to hire The Cagle Law Firm?
Nothing upfront. The Cagle Law Firm works on a contingency fee basis — you pay no fees or costs unless I recover compensation for you. Your consultation is free.
Ready to Talk to an Attorney?
Understanding your rights is just the first step. If your situation calls for real legal guidance, our team is here to help. Schedule a free consultation and get a clear picture of where you stand and how we can fight for you.
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